Proudly Serving Our Members Since 1948



We will be closed Monday, 5/25, for Memorial Day.  We want to wish all of our members a safe and happy holiday weekend!


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In light of the potential spread of the COVID-19, and mitigating an epidemic among our staff and members while still providing access to your account, LECFCU reduced lobby hours 3/23/20.

Erie County has been upgraded to yellow status, and that means that some limited business is able to carefully resume as of 5/8/2020.  In response, we have added another day to our lobby and member service hours.  Please read below:

Please note, that until further notice

  • For member calls and lobby service, we will be open Monday, Wednesday, Friday 9-4:30, Saturday 9-12.
  • On the days that we are closed, you will still be able to access your account through
    • online banking - view balances and transactions
    • debit card - make purchases and atm withdrawals up to your available balance
    • ACH - direct deposit and withdrawal
    • You can drop off loan payments and deposits through our back door, items will be posted as received.

We thank you for your cooperation and understanding! Stay safe and healthy!

Federally insured credit unions offer a safe place for credit union members to save money. All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per individual depositor. Credit union members have never lost a penny of insured savings at a federally insured credit union.

Please note that we keep limited cash on hand, and until further notice we will be limiting all cash withdrawals to $1200 per member account, per day.

If you need a larger withdrawal, we can issue a check for the difference.

Thank you for understanding, stay safe and healthy our friends!



De Dad-Scholarship-Banner

Applying for the Scholarships is easy!

The Erie Chapter of Credit Unions - James J. DeDad Scholarships are available to participating credit union members between the ages of 17 and 24, who are or will be enrolled as a full-time undergraduate student in 2020.

Instructions for all applicants applying:

  1. Complete the attached Scholarship Application. 2020 DeDad Scolarship
  2. Complete the Essay Question. Your essay must be typewritten and no longer than 500 words.
  3. You must return your application and essay to your Credit Union no later than June 5, 2020, to be eligible. Late Applications and Essays will not be accepted.

IMPORTANT NOTICE: To avoid any indication of partiality by the judging committee, please do not include the name of your Credit Union, any employee of your Credit Union or in any way indicate which Credit Union you are a member of in your essay.

Looking for some extra vacation money?  
Need a new or used car or some money for home repairs?
personal loans

Contact us today, and have the cash you need tomorrow!*
Our credit cards offer rates as low as 6.99%*, with no annual fee!

* All loans based on approved credit, credit report completed on all applications, interest rate and credit limit based on credit score, some applications may require a cosigner or be denied. Full disclosures available at the credit union office.

Joining the credit union is easy!  We simply need a minimum deposit of $25, valid photo i.d., and proof of current residence.  Membership is open to anyone who lives, works, worships, or attends school in the Girard / Lake City area; also immediate family or household members of current members are eligible to join.  Stop in and see us at your convenience, we'd love to serve you too!


After hours drop box

For your convenience, we have installed an after hours drop box, located at the back of the building. Please put your deposit, loan payment, note or form in an envelope, and drop in the metal slot in the blue door in the back. Your envelope will drop into a secure box inside.

Lost or Stolen Card?

To report a lost or stolen debit or credit card,  you may contact the credit union directly during our business hours.  During non-business hours, please call 


Voted #1 Credit Union

Our sincere thanks to the readers of the West County News Journal for naming us #1 credit union in the west county!  We have been serving the local area since 1948, originally as the Toymakers FCU, and look forward to serving our members and the community for many more years to come!