Proudly Serving Our Members Since 1948



YES, WE HAVE THAT! Have you ever wondered if your credit union offers checking, debit cards, credit cards, personal loans, check cashing, certified checks, ACH deposit and withdrawal, etc.  Yes, we do...and more!  For a full list of services, please visit our SERVICES page.
We offer new and used auto and motorcycle loans, misc. title (snowmobile, boat, camper, etc.), personal loans, and visa credit card.  Convenient application process, rapid turnaround, and new higher limits. Inquire with a staff member at your convenience!


Annual Meeting, Election of Officers, 4/9/22

Girard American Legion (banquet room), 42 Wall St, Girard, doors open at 6:00 pm

Have you ever wondered who oversees the operations at LECFCU? Rules and regulations are set forth by the National Credit Union Administration (NCUA), policies are established by the Board of Directors, and the Supervisory Committee conducts audits to ensure compliance.

Volunteer Board members are elected into office at the annual meeting, each with a 3 year term, on a rotating basis.  This year we have 2 seats up for election, currently held by Ronald Brewer and Eileen Hanisek.  Any member in good standing is eligible to run for the Board of Directors, we will have open nominations at the annual meeting.  *If you are interested in joining the Board of Directors, you are encouraged to contact the LECFCU office by March 25th*

The annual meeting is your chance to meet the people behind the scenes, ask questions, and make suggestions. All credit union members and guests are welcome!  We will not have a full dinner, but snacks and beverages will be provided.  There is no cost to attend. Contact the office by March 25th to make your reservation.  Hope to see you there!


*We apologize if you're experiencing trouble with internet explorer and our website.  Please note that our website performs best with the following browsers: chrome, edge, firefox. 1/2021

Looking for some extra vacation money?  
Need a new or used car or some money for home repairs?
personal loans

Contact us today, and have the cash you need tomorrow!*
Our credit cards offer rates as low as 6.99%*, with no annual fee!

* All loans based on approved credit, credit report completed on all applications, interest rate and credit limit based on credit score, some applications may require a cosigner or be denied. Full disclosures available at the credit union office.

Please enter the email address for your account. A verification code will be sent to you. Once you have received the verification code, you will be able to choose a new password for your account.

After hours drop box

For your convenience, we have installed an after hours drop box, located at the back of the building. Please put your deposit, loan payment, note or form in an envelope, and drop in the metal slot in the blue door in the back. Your envelope will drop into a secure box inside.

Lost or Stolen Card?

To report a lost or stolen debit or credit card,  you may contact the credit union directly during our business hours.  During non-business hours, please call 


Voted #1 Credit Union

Our sincere thanks to the readers of the West County News Journal for naming us #1 credit union in the west county!  We have been serving the local area since 1948, originally as the Toymakers FCU, and look forward to serving our members and the community for many more years to come!