Proudly Serving Our Members Since 1948

 814.774.4130  

Annual Meeting, 4/9/22, 6:00 pm

Girard American Legion (banquet room), 42 Wall St, Girard

Have you ever wondered who oversees the operations at LECFCU? Rules and regulations are set forth by the National Credit Union Administration (NCUA), policies are established by the Board of Directors, and the Supervisory Committee conducts audits to ensure compliance.

Volunteer Board members are elected into office at the annual meeting, each with a 3 year term, on a rotating basis. This year we have 2 seats up for election, currently held by Ronald Brewer and Eileen Hanisek. Any member in good standing is eligible to run for the Board of Directors, we will have open nominations at the annual meeting. *If you are interested in joining the Board of Directors, you are encouraged to contact the LECFCU office by March 25th*

Volunteer Supervisory committee members are appointed to the committee as needed. The committee is capped at 5 members, but if Supervisory audits are something that you would enjoy, we encourage you to contact the office, and your information will be passed on to the chairperson in the event of a future opening.

The annual meeting is your chance to meet the people behind the scenes, ask questions, and make suggestions. All credit union members and guests are welcome! Contact the office by March 25th to make your reservation. Hope to see you there!  We will not have a full dinner, but snacks and beverages will be provided. There is no cost to attend.

Holiday Closings

Please note we will be CLOSED the following holidays

January 17        Martin Luther King Jr. Day

February 21      Presidents Day

May 30             Memorial Day

July 4               Independence Day

Dormant Accounts

Please keep your account active to avoid dormancy fees, and eventual escheat to PA.

If your account has not had any financial activity, in the form of a deposit, withdrawal, or loan payment, within the last 24 months, it is now considered dormant. After 36 months of inactivity, we are required to turn over account balances to the state of PA.* * this is a regulation, not our choice.

Special Account Requests

We enjoy being able to serve our members in a friendly and professional manner, and wish to remind you that we do everything we can to accommodate your special requests while staying within regulation guidelines.

Please remember that we can only disclose account information, or do transactions for account owners. If you want to grant another person access to your account, or transfer funds to another person’s account, we must have that request in writing. Thank you for understanding!

Direct Deposit

Direct deposit is the safest and easiest way to get any deposit, such as

  • Tax refund
  • Social security, Pension
  • Employment payroll, Unemployment

Simply provide the depositing agency with:

 our routing number – 243381586

 your account number – found on your statement

After Hours Drop Box

For your convenience, we have a deposit slot, in the blue back door of the office.

Simply place your deposit or loan payment in an envelope with your instructions, and we will post it in the morning. **Please do not use the mailbox out front – it is not a secure box.**

Check your FREE credit report

Due to the FACT Act, everyone is entitled to a FREE copy of their credit report annually. Maintaining a clean report is important, as your report and score can be reviewed by lenders, insurers, landlords, and even potential employers.

You can request your FREE credit report:

Online - www.annualcreditreport.com

By phone at 1-877-322-8228

By mail at      Annual Credit Report Service

PO Box 105281

Atlanta, GA 30348-5281


Newsletter Links

pdfJanuary 2022

pdfJanuary 2021

pdfJuly 2020

pdfJuly 2019

pdfJanuary 2019

pdfJuly 2018

pdfJanuary 2018

pdfJuly 2017

pdfJanuary 2017

pdfJuly 2016

pdfJanuary 2016

pdfJuly 2015

pdfJanuary 2015