Proudly Serving Our Members Since 1948



**YES, WE HAVE THAT!** Have you ever wondered if your credit union offers checking, debit cards, credit cards, personal loans, check cashing, certified checks, ACH deposit and withdrawal, etc.  Yes, we do...and more!  For a full list of services, please visit our SERVICES page.
**NEW AND USED AUTO LOANS** Yes, we can help you purchase your next auto, or possibly buy out your current loan at another lender!
Our rates and terms are favorible, our staff is friendly and knowlegable, and your loan stays local.  Give us a call or stop in today to get started. :)
**ONLINE BANKING**  Our online banking site allows you to view your account balances, history, and make transfers within your account 24/7 through; enter by selecting the online banking login on the home page.
We upgraded to a new platform in July 2021, adding additional security features for your protection.  If you have any trouble with the new site, please contact the office, and a member of the staff can walk you through.

*We apologize if you're experiencing trouble with internet explorer and our website.  Please note that our website performs best with the following browsers: chrome, edge, firefox. 1/2021

Looking for some extra vacation money?  
Need a new or used car or some money for home repairs?
personal loans

Contact us today, and have the cash you need tomorrow!*
Our credit cards offer rates as low as 6.99%*, with no annual fee!

* All loans based on approved credit, credit report completed on all applications, interest rate and credit limit based on credit score, some applications may require a cosigner or be denied. Full disclosures available at the credit union office.

Joining the credit union is easy!  We simply need a minimum deposit of $25, valid photo i.d., and proof of current residence.  Membership is open to anyone who lives, works, worships, or attends school in the Girard / Lake City area; also immediate family or household members of current members are eligible to join.  Stop in and see us at your convenience, we'd love to serve you too!


After hours drop box

For your convenience, we have installed an after hours drop box, located at the back of the building. Please put your deposit, loan payment, note or form in an envelope, and drop in the metal slot in the blue door in the back. Your envelope will drop into a secure box inside.

Lost or Stolen Card?

To report a lost or stolen debit or credit card,  you may contact the credit union directly during our business hours.  During non-business hours, please call 


Voted #1 Credit Union

Our sincere thanks to the readers of the West County News Journal for naming us #1 credit union in the west county!  We have been serving the local area since 1948, originally as the Toymakers FCU, and look forward to serving our members and the community for many more years to come!