Proudly Serving Our Members Since 1948



Computer hardware and software updates, may cause slight service interruptions.


We are in the final phases of our total system upgrade to provide you better service, and enhanced security!

You may have had trouble logging in to online banking 10/14 between 8:30 am -10:30 am, while our main server was being replaced.  It has been tested and is again fully functional.

Please note that on 10/21 and 10/22 your credit union will be CLOSED and ONLINE BANKING will be DOWN for software upgrades. PLEASE PLAN AHEAD.

We are sorry for the inconvenience, thank you for your patience. 

Meet our new employee, Debra Wilson!

We want to thank everyone who submitted applications for our member service position. We selected Debra Wilson, she started on August 26th. Please feel free to stop by the office and welcome her to our team!


Looking for some extra vacation money?  
Need a new or used car or some money for home repairs?
personal loans

Contact us today, and have the cash you need tomorrow!*
Our credit cards offer rates as low as 6.99%*, with no annual fee!

* All loans based on approved credit, credit report completed on all applications, interest rate and credit limit based on credit score, some applications may require a cosigner or be denied. Full disclosures available at the credit union office.

Joining the credit union is easy!  We simply need a minimum deposit of $25, valid photo i.d., and proof of current residence.  Membership is open to anyone who lives, works, worships, or attends school in the Girard / Lake City area; also immediate family or household members of current members are eligible to join.  Stop in and see us at your convenience, we'd love to serve you too!


After hours drop box

For your convenience, we have installed an after hours drop box, located at the back of the building. Please put your deposit, loan payment, note or form in an envelope, and drop in the metal slot in the blue door in the back. Your envelope will drop into a secure box inside.

Lost or Stolen Card?

To report a lost or stolen debit or credit card,  you may contact the credit union directly during our business hours.  During non-business hours, please call 


Voted #1 Credit Union

Our sincere thanks to the readers of the West County News Journal for naming us #1 credit union in the west county!  We have been serving the local area since 1948, originally as the Toymakers FCU, and look forward to serving our members and the community for many more years to come!